Verify the buyer before you release USDT: a 60-second routine

• The crypto is held in escrow until INR is confirmedWithout escrow you are relying on a stranger's goodwill. Escrow is the difference between a dispute you can win and a loss you absorb.
• The counterparty's bank account is verified by the platformA verified account ties the INR to a real, identified person. That is the single most useful fact you can hand to a cyber-cell officer.
• The sender's name matches the counterparty's name exactlyA payment from a third party is the classic route for stolen money to land in your account. A name mismatch is a stop signal, not a detail.
• I never accept payment from a third-party accountEven when the buyer explains it ('my brother is paying'), a third-party transfer breaks the chain between the person you traded with and the money you received.
• The whole trade stayed on-platform — no Telegram, no WhatsAppOff-platform deals have no escrow, no order record and no dispute route. They are also where almost every 'better rate' scam starts.
• I keep the order ID, chat log and bank statement for every tradeIf your account is put under lien, you have days — not weeks — to show the money came from a legitimate, documented trade.
• I refuse rates that are far above the marketAn unusually generous rate is what somebody pays to move money quickly. The premium is the bait.
• I reject payments with odd remarks (gift, salary, refund)The remark is what an investigator reads first. A mislabelled transfer makes a clean trade look like something else.
• My trades are declared, with TDS and tax records keptA documented, tax-compliant trail turns 'suspicious inflow' into 'declared business'. It does not prevent a lien, but it shortens one.

This scores your own habits — it is not a prediction, and it is not legal advice. If your account is already under lien, talk to a lawyer and file with the cyber cell immediately.