Rates & Spreads1 min read

USDT is pegged to the dollar, not the rupee

USDT aims to hold roughly one US dollar. Your INR rate therefore moves with two things the peg says nothing about: the dollar-rupee exchange rate, and the local P2P premium.

People sometimes expect a 'stablecoin' to mean a stable rupee price. It does not, and understanding why removes most of the confusion about a moving USDT-INR rate.

Two layers of movement

LayerWhat it does
USDT ↔ USD pegDesigned to stay near 1.00; usually very stable
USD ↔ INRMoves with foreign exchange markets
Local P2P premiumMoves with Indian supply and demand

Your rupee rate is the product of all three. The peg holding perfectly does not stop the other two moving.

Live USDT → INR P2P rate

FastXP2P's current buy and sell rates, refreshed every 20 seconds.

You buy USDT at

₹102.00

per 1 USDT

You sell USDT at

₹96.00

per 1 USDT

Live · buy/sell gap 5.88%

Trade at this rate

Rates move with the market. The rate shown when you open an order is the rate that order settles at.

Watch the live INR rate rather than the dollar peg.

See live rates

Frequently asked questions

Is USDT always worth ₹ the same amount?

No. USDT targets one US dollar, so its rupee value moves with the dollar-rupee rate and with the local P2P premium.

What is a stablecoin pegged to?

USDT is pegged to the US dollar. Being stable against the dollar is not the same as being stable against the rupee.

  • peg
  • stablecoin
  • rates

Keep reading

Crypto Basics1 min read

What is a stablecoin?

How stablecoins hold their value, the three main designs, what can break each one, and why they matter in India specifically.

29 Jul 2026

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