A checklist for comparing any two P2P platforms
Run both platforms through the same twelve tests — escrow timing, counterparty verification, dispute evidence rules, settlement time, payment rails, real spread on the same amount, minimum trade, record export, support channel, rate transparency, withdrawal cost and local product fit.
Comparisons written by a platform about itself are worth exactly what you paid for them — including this one. So here is the method rather than the verdict. Run it yourself on any two platforms.
The twelve tests
| # | Test | How to run it |
|---|---|---|
| 1 | Escrow timing | Open an order. Is the crypto locked *before* you pay? |
| 2 | Counterparty verification | Can you see standing, volume and verification status? |
| 3 | Dispute rules | Are the accepted evidence types documented anywhere? |
| 4 | Settlement time | Time a real ₹500 trade end to end |
| 5 | Payment rails | Do UPI and IMPS both work at your bank's limits? |
| 6 | Real spread | Same amount, same minute, both platforms — compare INR totals |
| 7 | Minimum trade | Can you test cheaply before committing? |
| 8 | Record export | Can you download order history with IDs and timestamps? |
| 9 | Support channel | In-product, or a Telegram group of strangers? |
| 10 | Rate transparency | Is the rate visible before you commit to an order? |
| 11 | Withdrawal cost | Flat, percentage, or unclear? |
| 12 | Local fit | Does the product understand Indian tax and banking reality? |
Compare any P2P offer
Paste the rate another platform is quoting you and see which one actually leaves you better off.
You supply the other platform's rate and fee — FastXP2P does not publish or estimate anyone else's pricing. Our side uses the live rate above.
If a platform fails tests 1, 2, 3 or 8, nothing it wins on rate can compensate. Those four are what determine whether a bad trade is recoverable.
Run all twelve tests on a ₹500 trade.
Test FastXP2PFrequently asked questions
What is the single most important thing when comparing P2P platforms?
Whether the crypto is locked in escrow before the buyer pays. Everything else is an optimisation; that one is the difference between a trade and a hope.
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