Paying a UPI QR from your crypto balance
Scan the merchant's UPI QR, enter the amount, and the INR is settled from your USDT balance at the live rate. The merchant receives an ordinary UPI payment — nothing on their side changes.
This is the closest thing to spending crypto as money in India: you scan the same QR everyone else scans, and the merchant receives rupees exactly as they always do.
What each side sees
| You | The merchant |
|---|---|
| Scan the QR in the app | Their usual UPI QR |
| Enter the amount, see the USDT cost | — |
| Confirm from your USDT balance | Receives an ordinary INR payment |
USDT to INR converter
Priced at the rate you would actually get on FastXP2P right now — not the global spot price.
Converted at FastXP2P's live rate. The final amount is confirmed on the order screen before you commit.
Checks that still apply
- 1Confirm the payee name shown after scanning matches the shop.
- 2Confirm the amount before authorising.
- 3Scan the QR at the counter, not one sent to you in a message.
Scan any UPI QR and pay from your USDT balance.
Open Scan & PayFrequently asked questions
Can I pay a UPI QR with crypto?
Yes. Scan & Pay settles the INR amount from your USDT balance at the live rate, and the merchant receives an ordinary UPI payment.
Does the merchant need to accept crypto?
No. They receive rupees exactly as they would from any other UPI payment.
- UPI
- scan pay
- spend crypto